Trust Claim Eligibility

Who Qualifies for Asbestos Trust Fund Compensation?

Individuals diagnosed with asbestos-related diseases may be eligible for compensation from asbestos bankruptcy trusts. These trusts were created to compensate people harmed by asbestos products from companies that filed for bankruptcy.

Trust claims are based on "failure to warn" - the legal theory that companies should have warned workers about asbestos dangers. Most trusts only pay for exposure that occurred before December 31, 1982 or December 31, 1986 (depending on the specific trust), because they argue that by those dates, asbestos health risks were widely known and workers "assumed the risk" if they continued working with asbestos.

Learn more about "failure to warn" claims

For some diseases, the trusts also require "Significant Occupational Exposure" (SOE). SOE means working hands-on with asbestos products or in direct physical proximity to someone who did. This requirement reflects the dose-response nature of asbestos diseases: Someone with only brief, mild exposure is unlikely to develop asbestosis, but could develop mesothelioma.

Most trusts define SOE as having 5 years total exposure to asbestos with at least 2 years of exposure before 12/31/1982, or 12/31/1986, depending on the trust.

Detailed Trust Requirements by Disease

The table below shows the specific medical and exposure requirements for one major asbestos trust. While each trust has slightly different criteria, this gives you a clear picture of what's typically required:

Learn more about the diseases that asbestos can cause

Understanding the Medical Requirements

B-read: A chest X-ray interpretation by a physician certified by the National Institute for Occupational Safety and Health (NIOSH) to identify pneumoconiosis (lung scarring from dust). The numbers indicate severity:

• 1/0 = minimal lung scarring

• 2/1 = moderate lung scarring

• Higher numbers = more severe scarring

Lung Function Tests (PFTs):

• TLC (Total Lung Capacity): Measures how much air your lungs can hold

• FVC (Forced Vital Capacity): Measures how much air you can forcibly exhale

• FEV1: Measures how much air you can exhale in the first second

• Percentages show your lung function compared to healthy individuals of your age/height

Underlying Asbestosis: For lung cancer and other cancer claims, trusts require proof that you also have asbestosis (lung scarring from asbestos), not just the cancer diagnosis alone.

Two Types of Exposure That Qualify

Workplace Exposure (Primary Exposure)

You may qualify if you worked with or around asbestos-containing products, especially in:

• Construction, shipbuilding, or manufacturing

• Oil refineries, chemical plants, or power plants

• Auto repair (brakes, clutches, gaskets)

• Military service (especially Navy and shipyards)

Learn more about the industries that used asbestos heavily

Important: You don't have to have worked directly with asbestos products. Being near others who did can still qualify you for compensation.

Example: Two workers at the same refinery - a pipefitter who regularly removed asbestos insulation, and an instrument technician who worked nearby. Both qualify because when the pipefitter disturbed the insulation, the technician breathed in the same asbestos fibers.

Learn more about the occupations most heavily exposed to asbestos

Household Exposure (Secondary Exposure)

You may qualify if you lived with someone who worked around asbestos and brought fibers home on their clothing or gear. For trust purposes, the worker's exposure history is "imputed" to family members - meaning if the worker had qualifying exposure, family members can use that same exposure history for their claims.

Important limitation: This only works if the worker was actually living at home during their asbestos exposure. For example, Navy personnel deployed on ships for months at a time weren't bringing fibers home to their families during those deployments, so spouses can't use that shipboard exposure for their claims.

These claims are often filed by:

• Spouses who did laundry for asbestos workers

• Children who hugged or played near dusty parents

• Other household members exposed through shared living space

Real-Life Example:

• Scenario 1: Husband worked with asbestos 1977–1981 (meets 24-month SOE requirement), wife lived with him during this period → Wife can use his qualifying exposure for lung cancer claims

• Scenario 2: Navy husband had asbestos exposure on ships 1977–1981 but was deployed most of that time → Wife cannot use his shipboard exposure because he wasn't bringing fibers home during deployments

Learn more about secondary exposure to asbestos

Understanding SOE: Why Trusts Require "Significant Occupational Exposure"

SOE means working hands-on with asbestos products or in direct physical proximity to someone who did.

Why do trusts require SOE for certain diseases? The requirement reflects medical science showing that asbestos diseases follow a dose-response pattern - the risk of developing asbestosis and cancer increases with the intensity and duration of exposure. Someone with only brief, mild exposure is unlikely to develop cancers other than mesothelioma according to most scientific studies, while those with substantial occupational exposure face much higher risks.

Examples of SOE:

• Meets SOE: Installing asbestos insulation, removing asbestos materials, working directly next to someone doing asbestos work daily

• May not meet SOE: Occasionally walking through areas where asbestos work was happening, brief visits to job sites with asbestos

Important: Even if you don't qualify for trust claims due to insufficient SOE, you may still have other legal options including lawsuits, workers' compensation, or disability benefits.

How We Prove Your Exposure

We gather comprehensive evidence, including:

• Detailed job descriptions and work histories

• Co-worker affidavits and witness statements

• Social Security Administration records

• Union records and employment documentation

• Site-specific documents and product catalogs

• Historical shipping records and job site manifests

Our goal: Build a clear picture that shows not just where you worked, but exactly how you were exposed to asbestos. We know how to meet each trust's specific requirements.

We Handle Everything for You

Filing asbestos trust claims can be complex, but you don't have to navigate the process alone.

Our firm maintains:

• Millions of pages of historical documents

• Shipping records and job site manifests

• Product catalogs and sworn depositions

• Dedicated team of records specialists and legal experts

We handle every step:

• Gathering all necessary evidence

• Preparing and submitting your claims

• Following up with trust administrators

• Maximizing compensation from all eligible trusts

You focus on your health and family - we'll handle the legal work.

Get Your Free Consultation Today

We've helped thousands of families secure compensation from asbestos trusts. If you have questions about your eligibility or want to explore your legal options, we're here to help.

📞 Call 833-4-ASBESTOS (833-427-2378)

During your free, no-obligation consultation, we'll:

• Review your work history or exposure circumstances

• Explain which trusts you may qualify for

• Discuss all your legal options

• Get started building your claim right away

No fees unless we recover compensation for you.